Open an account

Before you apply for your account, you must make sure:

* You are over the age of 18
* You have a valid ID or Passport
* You are currently employed
* You are contactable by a fixed line telephone (at work or home)
* You have a good credit record and consent to a credit bureaux check

The National credit act requires all credit providers to perform an affordability check on all applicants before any credit facilities are approved. To perform this check, you will need the following:

* Your most recent payslip (Gross salary and total deductions)
* Your rent/bond repayment
* Your services accounts (Electricity, water, rates and telephone accounts)
* Your monthly expenses (e.g. Transport, groceries, school fees, entertainment)
* Monthly debt obligations (Retail accounts, Bank Cards, Car Instalment)

Please note the following:

*It should take a maximum of 3 working days for your application to be processed.
* Please have the following information available before starting the application process:

1. ID Document/Passport or drivers license
2. Telephone Number/s (we need at least one landline/Telkom number)
3. Postal address including postal code
*The credit facility is only available to applicants living and working within the borders of the Republic of South Africa and is currently not available in neighbouring States. (Botswana, Lesotho, Mozambique, Namibia, Swaziland and Zimbabwe).

* This application should take you approximately 15 minutes to complete

I acknowledge that I have read, understood and accepted the Terms and Conditions

 I comply with the criteria above.

Tried this before?

If you were almost finished filling in your new account application form and would like to retrieve your partially completed form – you can click here to continue.